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License & Subscription Issues

Fix Microsoft 365 Charging Monthly but Service Unavailable

John WilsonJohn Wilson Sep 30, 2026 869 views

Question details

The user is being charged €7 monthly for Microsoft 365, but the service is inaccessible, and they are prompted to accept a new contract. They need to verify the charges and restore or cancel the service.

How to Fix Microsoft 365 Charging You When the Service Is Unavailable
Product
Microsoft 365
Device & OS
not provided
Scenario
Checking unauthorized or unrecognized monthly billing charges for an inaccessible Microsoft 365 subscription.
Observed behavior
Monthly charges of €7 occur, but the Microsoft 365 applications are unusable, and prompts for a new contract appear.
Before you start

Gather your bank statements showing the exact charge amount and date, and ensure you have the login credentials for all Microsoft accounts you might have used.

Solution 1Recommended

Check Microsoft Account Billing and Subscriptions

Verify if the charge is tied to your primary Microsoft account and review your active subscriptions.

The first step in resolving an unknown charge is confirming whether the active subscription is attached to your current Microsoft account. Often, users have multiple accounts and may be logged into the wrong one.

1
Sign in to Microsoft Account

Go to the official Microsoft Account website and sign in with your email and password.

2
Navigate to Subscriptions

Click on the 'Services & subscriptions' tab located at the top of the dashboard.

3
Locate the Active Plan

Look for an active Microsoft 365 subscription that matches the €7 monthly charge and check its status.

4
Review Order History

Click on 'Payment & billing' from the navigation menu and select 'Order history' to verify past charges and current contracts.

Check Microsoft Account Billing and Subscriptions
Check Multiple Accounts: If you don't see the subscription listed, you may be getting charged on a different Microsoft account, such as a family member's or a secondary email.
Free Microsoft Office alternative

Switch to WPS Office to Avoid Monthly Subscription Fees

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  1. 1. Download the Installer: Visit the official WPS Office website and click the Free Download button for your operating system.
  2. 2. Install WPS Office: Run the downloaded installer and follow the simple on-screen instructions to set up the software.
  3. 3. Open Your Files: Launch WPS Office and instantly open your existing Microsoft Office files without losing any formatting.
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Frequently Asked Questions

Why am I being charged for Microsoft 365 if I don't use it?

You might have forgotten to cancel a free trial, or auto-renew was left enabled on a previous subscription. Check your Microsoft account's Services & Subscriptions page to disable recurring billing.

Can I get a refund for unused Microsoft 365 months?

Microsoft may offer a prorated refund if you cancel within a certain timeframe (usually 30 days of purchase or renewal), but you must contact their Billing Support directly to process a refund request.

What does the prompt to 'accept a new contract' mean?

This usually indicates an update to Microsoft's Terms of Service or a change in your region's subscription plan. You must log into your Microsoft account and review the new terms to restore service functionality.

How do I stop the monthly charge immediately?

Log into your Microsoft account, navigate to Services & Subscriptions, select 'Manage' next to your Microsoft 365 plan, and choose 'Cancel subscription' or 'Turn off recurring billing'.