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10 Free Bill Tracker Printable Templates for Easy Money Management

September 10, 2025 37 views

Have you ever gotten your electricity bill and realized it’s way higher than usual. Then you check and find out you forgot to pay last month’s bill. This has happened to me quite a few times. To fix this, I started looking for solutions online and came across bill tracker printable templates. They help you track your expenses and due dates so you never miss a payment. Over time, I’ve found the best way to make and customize them, and in this guide, I’ll share all the templates I’ve used along with the tool I think works best, which is WPS Office.

Free Bill Tracker Printable Templates

Free Bill Tracker Printable Templates

What Is a Bill Tracker Printable

If you’re tired of missing due dates, damaging your credit score, or just want to keep track of your expenses to make managing them easier in the future, then a bill tracker printable is your one-stop solution. These templates help you record all your payments and upcoming due dates. The best part is that they can be easily downloaded and printed. They’re perfect for anyone who likes to stay organized using paper-based material.

10 Recommended Bill Tracker Printable Templates

Now that you know what a bill tracker is, it’s time to check out some templates and see which one works best for you. I’ve put together a list of 10 bill tracker printable templates that I’ve personally found the most helpful for recording expenses and keeping track of all your financial details.

1. Free Printable Classic Style Rainbow Color Yearly Bill Tracker Template

Free Printable Classic Style Rainbow Color Yearly Bill Tracker Template is a bright and colorful yearly tracker that’s super easy to use. It has columns for the bill name, the amount you’ll pay, the due date, and whether it’s on auto-pay. You can simply tick off each month once you’ve made the payment, making it a simple way to stay on top of bills all year round.

Rainbow yearly bill tracker

Rainbow yearly bill tracker

2. Free Printable Floral Yearly Bill Tracker Template

Free Printable Floral Yearly Bill Tracker Template is quite similar to the Free Printable Classic Style Rainbow template. It has the same columns for the bill name, the amount you’ll pay, the due date, and auto-pay. The difference is in the design. This one has a more elegant, floral style that can blend in nicely with your home décor, so you can stick it somewhere visible without it clashing with your space.

Floral yearly bill tracker

Floral yearly bill tracker

3. Free Printable Minimalist Black and White Yearly Bill Tracker Template

Free Printable Minimalist Black and White Yearly Bill Tracker Template is another yearly tracker with the same format as the first two, but it has a clean, minimalist black and white look. If you like a simple design that’s easy on the eyes, this one’s a great pick.

Black and White Yearly Bill Tracker Template

Black and White Yearly Bill Tracker Template

4. Free Printable Minimalist Black and White Weekly Bill Tracker Template

Free Printable Minimalist Black and White Weekly Bill Tracker Template is perfect if you want to track bills on a weekly basis. It keeps the minimalist style and includes columns for your bill, the due date, the amount, and a small notes section. There are also small bubbles you can tick off once each payment is made.

Minimalist weekly bill tracker

Minimalist weekly bill tracker

5. Free Printable Rainbow Color Weekly Bill Tracker Template

Free Printable Rainbow Color Weekly Bill Tracker Template is another great option for weekly tracking. It has the same layout as the minimalist weekly tracker, with columns for your bill, due date, amount, and notes, plus those handy tick-off bubbles. The difference is that this one adds a pop of color with its rainbow design, making it a bit more fun to use.

Rainbow weekly bill tracker

Rainbow weekly bill tracker

6. Free Printable Classic Style Rainbow Color Weekly Bill Tracker Template

The Rainbow Color Weekly Bill Tracker Template is almost the same as the Free Printable Rainbow Color Weekly Bill Tracker Template, but with the boxes removed to make it look more classic and simple. It still has the same columns and theme, so you won’t miss any details when tracking your bills.

Rainbow Color Weekly Bill Tracker Template

Rainbow Color Weekly Bill Tracker Template

7. Printable Minimalist Black and White Open Border Monthly Bill Tracker Template

The Black and White Open Border Monthly Bill Tracker Template is a free printable monthly bill tracker template with a very simple and straightforward look. It has five columns with the date on the far left, then bill, amount, auto-pay, and finally a column asking if they’re paid or not. If it’s paid, you can just tick it off.

Black and White Open Border Monthly Bill Tracker Template

Black and White Open Border Monthly Bill Tracker Template

8. Free Printable Minimalist Black and White Monthly Bill Tracker Template

The Black and White Monthly Bill Tracker Template is pretty similar to the Printable Minimalist Black and White Open Border Monthly Bill Tracker, except the borders are closed and have black and white colors on them. This gives it a more organized and tidy appearance while still keeping things minimal.

Black and White Monthly Bill Tracker Template

Black and White Monthly Bill Tracker Template

9. Free Printable Minimalist Colorful Monthly Bill Tracker Template

Free Printable Minimalist Colorful Monthly Bill Tracker Template is a clean and simple monthly bill tracker with just the right touch of color to make it stand out without being too flashy. It has columns for the date, bill, amount, auto-pay, and a final column to mark if it’s paid. The minimal design makes it easy to read and perfect for people who like something neat but not plain. If you prefer working digitally, you can save it as an editable bill tracker printable PDF, or even use it as a customizable bill payment tracker printable so you can adjust it exactly to your needs without printing.

 Colorful Monthly Bill Tracker Template

Colorful Monthly Bill Tracker Template

10. Free Printable Classic Style Rainbow Color Monthly Bill Tracker Template

Use Word, Excel, and PPT for FREE

Free Printable Classic Style Rainbow Color Monthly Bill Tracker Template is similar to the yearly rainbow tracker but made for monthly use. It has a bright rainbow theme with the same useful columns for the date, bill, amount, auto-pay, and payment status. This is a simple household bill tracker printable that works perfectly for keeping your monthly finances on track while still adding a splash of color to your desk or wall.

Rainbow Color Monthly Bill Tracker Template

Rainbow Color Monthly Bill Tracker Template

Step-by-Step Guide to Edit a Bill Tracker Printable Template

Choosing the template is just the first step. Now comes the fun part, customizing it. For that, I’ve found the best tool, WPS, which helps you easily edit the templates and personalize them so you can get the most out of them. You can add your own text or shapes, and with just a few quick steps, it’s done. Just follow the steps I’ll show you below.

Step 1: Open the template you have chosen in WPS Office.

Step 2: To edit the template with your information, simply click on each text box in the template and replace it with your details.

Click and edit text

Click and edit text

Step 3: If you want to add more text, go to Insert and then click Text Box.

Insert new text box

Insert new text box

Step 4: Once the text box is selected, click anywhere on the template where you want to add text and just type it in.

Add custom text

Add custom text

Step 5: Once you are done customizing, click the Save icon at the top left.

Click save button

Click save button

Step 6: Now rename your file by replacing .docx with .pdf after your file name, and click Save. Your template will be exported as a PDF.

 Export file as PDF

Export file as PDF

Step 7: If you want to share an editable link of the edited template, just click on Share and then Copy Link.

Sharing editable template link

Sharing editable template link

How to Edit in WPS PDF

If you want to make line adjustments or add shapes, you can do that easily using WPS PDF Editor. WPS PDF Editor makes customizing bill tracker so easy. Just follow the steps I’ll show you, and then you can easily customize them to your liking.

Step 1: Open the template that you want to customize.

Step 2: Once the PDF is opened, look at the top menu and click on Edit.

 Click Edit from menu

Click Edit from menu

Step 3: To add shapes, click on Draw Shapes, choose the shape you like, and draw it wherever you want.

Draw shapes on sheet

Draw shapes on sheet

Step 4: If you want to adjust the placements, click on Edit PDF and drag the lines to resize the margins the way you want.

Adjust PDF page margins

Adjust PDF page margins

Step 5: After you're done editing your template, just click the Save button next to the File tab.

 Save your edited template

Save your edited template

WPS Office – Simplify Bill Tracking with Word, Excel, PowerPoint & AI

If you're looking for a free and reliable office suite then WPS Office is the way to go. It’s not just for opening or viewing documents. It actually lets you edit almost any kind of file with ease. Compared to other options out there, WPS Office really stands out, especially because of its built-in AI tools that make everything ten times easier and faster. Plus its simple interface makes it super easy to navigate things.

 WPS Office Templates

WPS Office Templates

What makes WPS stand out is that it has everything you need in one place, like WPS Office, PDF, Slides, and more. If you don’t want to go around the internet searching for templates, WPS Office has built-in templates ready to use. You can just search for the kind you want and edit them right there without opening any other application. You can also edit your bill tracker printable templates directly in WPS Office or WPS PDF and customize them just the way you like. On top of that, you can enhance the template’s quality in WPS Photo, adjust colors to match your style, and use handy tools like AI Upscaler and AI Watermark Remover. You can even remove backgrounds in one click.

Pros of Using WPS Office

  • Works on both desktop and mobile

  • Lets you open, edit, and create all kinds of documents easily

  • Comes with smart AI tools to help write, correct grammar, and summarize

  • Offers a huge library of free editable templates, including flyers and resumes

  • Super beginner-friendly with a simple interface

  • You don’t need to install separate apps for PDF, Word, or Excel.

  • Supports online collaboration and document sharing

  • Regular updates and stable performance

  • Most features are free to use without needing a premium plan

FAQs

1. Is it better to use a digital bill tracker or a printable one?

Both work well, but it depends on what you prefer. A digital tracker can remind you when a bill is due and even calculate totals automatically. A printable bill tracker gives you something physical you can keep on your desk or fridge so you can see everything at a glance without opening an app. If you like writing things down, go for printables. If you prefer everything on your phone or computer, then digital might be better for you.

2. How often should I update my bill tracker printable for best results?

The best way to keep your bill tracker useful is to update it regularly. You can do it weekly if you have a lot of bills coming in or monthly if your bills are on set dates. I usually update mine as soon as I pay something so I don’t forget later. The goal is to make sure the tracker always matches your actual payments and upcoming due dates.

3. What are the key features to look for in a good bill tracker printable?

A good bill tracker should be simple and easy to read. Look for a column for due dates, one for the bill name, the amount you need to pay, and a checkbox to tick when it’s paid. Having a notes section is also helpful so you can write things like “paid online” or “amount changed this month.” The easier it is to fill in, the more likely you are to use it regularly.

Final Thoughts on Bill Tracker Printables

When I was trying to keep my credit score up for a loan I planned to take, keeping track of my bills was a real struggle. I used to forget due dates far too often which did not help my financial situation at all. Then I discovered bill tracker printable templates which are simple sheets where you can record all your expenses and payment dates so you never miss a bill again. If you are in the same boat this guide is for you. I will explain what bill trackers are, share 10 templates I have personally used, and walk you through how to customize and edit them to your liking using one of the best tools out there called WPS Office.

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15 years of office industry experience, tech lover and copywriter. Follow me for product reviews, comparisons, and recommendations for new apps and software.