PDF Security & Access Issues

How to Comment on a Password-Protected Bank PDF

Tauseeq MagsiTauseeq Magsi Nov 3, 2026 869 views

Question details

The user wants to know if it is possible to add comments or highlights to a password-protected bank PDF.

How to Comment on a Password-Protected Bank PDF
Product
PDF
Device & OS
not provided
Scenario
Attempting to annotate or review a secured PDF document received from a bank.
Observed behavior
The PDF's security settings disable highlighting, commenting, and other annotation tools, even though the file can be viewed normally.
Before you start

Check if you have the document owner's permission to modify the file, as you may need the permission password to unlock annotation features.

Solution 1Recommended

Verify Security Settings and Request Permission

Confirm if the document allows commenting and ask the creator to remove restrictions if it does not.

Bank PDFs are often locked with permission passwords to prevent tampering. If commenting is prohibited in the security settings, you cannot use annotation tools unless the restrictions are lifted by the document owner.

1
Open Document Properties

Open the PDF file in your PDF reader, then go to the 'File' menu and select 'Properties'.

2
Check Security Details

Click on the 'Security' tab to view the document's restrictions. Look for 'Commenting' to see if it is marked as Allowed or Not Allowed.

3
Request an Unrestricted Copy

If commenting is Not Allowed, contact the bank or the document creator to provide the permission password or issue an unrestricted copy of the PDF.

Bypassing restrictions: Legitimate PDF editors will not bypass permission passwords. Only the original creator or someone with the password can change these settings.
Efficient PDF Editing and Annotation

View and Annotate PDFs with WPS Office

WPS Office provides a comprehensive suite of PDF tools. If you have the required password or an unrestricted PDF, you can easily add comments, highlights, and annotations using WPS PDF.

  1. 1. Open PDF in WPS: Launch WPS Office and open your PDF document. If prompted, enter the required password.
  2. 2. Access Comment Tools: Navigate to the 'Comment' tab on the top ribbon to access highlighting, text boxes, and sticky notes.
  3. 3. Add Your Annotations: Select your preferred annotation tool and click anywhere on the document to start commenting.
Free and lightweight PDF reader and editorFully compatible with standard PDF formatsEasy-to-use annotation tools for highlighting and commenting
microsoft office alternative - wps office

Frequently Asked Questions

Why are my PDF highlighting and commenting tools grayed out?

This usually happens because the PDF has a permission password that restricts editing and commenting. You can check this in the document's Security Properties.

Can I remove the restriction if I am the owner of the bank PDF?

Yes, if you applied the password or have the permission password, you can go to the Security settings and remove the restrictions to enable commenting.

Are there third-party tools to unlock bank PDFs?

While there are unlocking tools available online, it is highly discouraged to use them for bank documents due to data privacy and security risks. Always request access from the document provider.