How to Change the Primary Save Location for a Microsoft Money File
Question details
The user wants to move their main Microsoft Money data file to Google Drive in order to access and sync their financial data between a home computer and a laptop.
- Product
- Microsoft Money
- Device & OS
- not provided
- Scenario
- Syncing financial data files across multiple personal computers using cloud storage.
- Observed behavior
- The user needs a reliable method to share a legacy Microsoft Money database file via Google Drive without risking file corruption from simultaneous access.
Ensure that Microsoft Money is completely closed on all devices before moving or copying any database files to prevent immediate sync conflicts or data loss.
Use Cloud Storage as a Manual Backup Rather Than an Active Sync Location
Actively syncing a legacy database like Microsoft Money via Google Drive can cause corruption. Use the cloud strictly for transferring and backing up the file instead of opening it directly from the cloud folder.
Microsoft Money is a legacy application that was not designed to handle real-time cloud synchronization. When cloud services like Google Drive attempt to sync an active, open database file, it often leads to file corruption due to simultaneous access conflicts.
To safely use Google Drive with Microsoft Money, you must manually manage the file transfer process and ensure the database is only opened on one computer at a time.
Find your current Microsoft Money data file (usually ending in .mny) on the local hard drive of your primary computer.
Copy the .mny file and paste it into your designated Google Drive folder to upload it to the cloud.
Allow the Google Drive desktop client to completely finish uploading the file before taking any further action.
On your secondary computer or laptop, copy the file from the Google Drive folder to a local Documents folder before opening it in Microsoft Money.
Manage Your Personal Finances Safely with WPS Office
Since Microsoft Money is a discontinued legacy product prone to cloud sync corruption, consider migrating your personal finance management to WPS Spreadsheet. It offers a stable, lightweight, and modern solution for tracking expenses with secure cloud synchronization.
- 1. Export Microsoft Money Data: Export your existing financial records and transactions from Microsoft Money into a CSV (Comma Separated Values) format.
- 2. Open with WPS Spreadsheet: Launch WPS Office and open the exported CSV file directly in WPS Spreadsheet.
- 3. Save and Sync Safely: Save your new finance tracker as a standard .xlsx document and use the built-in WPS Cloud to safely sync your data across all your computers and mobile devices.

Frequently Asked Questions
Can I open my Microsoft Money file directly from the Google Drive folder?
It is highly recommended not to open the file directly from a synced cloud folder while the cloud client is actively running. Doing so can cause file locks and database corruption. Always copy the file to a local, non-synced folder first.
What happens if I accidentally open the Microsoft Money database on two computers at once?
Opening the database simultaneously on multiple devices through a shared cloud drive will cause sync conflicts. This typically results in corrupted data files, duplicated conflict files, or permanent loss of recent transaction entries.
Is there a safe way to share Microsoft Money files without a USB drive?
Yes, you can use Google Drive or OneDrive to transfer the file, but you must treat it like a manual transfer mechanism. Upload the file from computer A, wait for it to sync, download it locally to computer B, and only open the local copy.
Where can I get additional support for Microsoft Money errors?
Because Microsoft Money is a discontinued legacy product, official support is no longer provided by Microsoft. You can seek assistance from dedicated user forums, the Microsoft Money community, or Microsoft Q&A pages.




