How to Identify and Stop a GBP 1.99 Monthly Microsoft Charge
Question details
The user needs to identify the source of a recurring £1.99 monthly Microsoft charge and properly cancel the associated subscription.
- Product
- Microsoft Account / Microsoft 365 Basic
- Device & OS
- not provided
- Scenario
- A user notices an unexpected recurring charge of GBP 1.99 from Microsoft on their bank statement and wants to terminate the billing agreement without causing account issues.
- Observed behavior
- A monthly charge of £1.99 continues to appear on the user's financial statements, which is typically tied to an active, low-tier Microsoft subscription such as Microsoft 365 Basic.
Gather your Microsoft account login credentials and have your recent bank statement ready to cross-reference the exact date and amount of the charge before proceeding with the cancellation.
Cancel the Subscription via Your Microsoft Account
The most effective and safest way to stop the GBP 1.99 charge is to identify and cancel the active subscription directly through Microsoft's online services portal.
It is crucial to cancel the subscription through Microsoft rather than simply blocking the payment at your bank. Blocking the payment without officially canceling the agreement may result in outstanding balances or your Microsoft account being restricted.
Open your web browser and navigate to account.microsoft.com/services. Log in using the email address you suspect is associated with the recurring charge.
Review the 'Services & subscriptions' page to find the active plan causing the charge, which is most commonly labeled as 'Microsoft 365 Basic'.
Click on 'Manage' next to the subscription details, then select 'Cancel subscription'. Follow the on-screen prompts to confirm that you want to end the billing agreement.
Check your email inbox for a cancellation confirmation message from Microsoft to ensure the recurring payment has officially been terminated.
Switch to WPS Office to Avoid Monthly Subscription Fees
Tired of recurring monthly charges for basic office tools? WPS Office offers a powerful, lightweight, and completely free alternative to Microsoft 365. Enjoy a familiar interface and seamless migration without the burden of ongoing subscriptions.
- 1. Download and Install: Get the free WPS Office installer from the official website and run it on your PC or Mac.
- 2. Open Your Existing Files: Launch WPS Office and directly open your Microsoft Word, Excel, or PowerPoint documents without losing any formatting.
- 3. Save and Share Freely: Edit your documents and save them in standard Microsoft formats to seamlessly share with colleagues and friends.

Frequently Asked Questions
Can I just tell my bank to block the £1.99 Microsoft charge?
It is not recommended to solely block the payment at your bank. This does not cancel your underlying agreement with Microsoft, which could lead to an outstanding debt on your account or your Microsoft account being restricted. Always cancel through the Microsoft website first.
What exactly is the GBP 1.99 monthly Microsoft charge for?
A monthly charge of £1.99 in the UK is typically for a Microsoft 365 Basic subscription. This plan provides 100 GB of OneDrive cloud storage and an ad-free Outlook email experience.
How do I find out which Microsoft account is linked to the charge?
If you have multiple email addresses, you will need to sign in to account.microsoft.com with each one and check the 'Services & subscriptions' tab. You can also search your various email inboxes for billing receipts or welcome emails from Microsoft.
Will I get a refund if I cancel my Microsoft 365 Basic subscription?
Refund eligibility depends on Microsoft's current billing policies and how recently you were charged. When you go through the cancellation process on the Microsoft website, the system will automatically inform you if you are eligible for a prorated refund.




