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License & Subscription Issues

Why Am I Being Charged $6.99 Monthly for Microsoft 365? (How to Fix)

Maira MehtabMaira Mehtab Sep 22, 2026 869 views

Question details

The user needs to understand and stop recurring $6.99 monthly charges for Microsoft 365 after having already purchased a lifetime Microsoft Office license.

Product
Microsoft 365
Device & OS
not provided
Scenario
Reviewing financial statements and noticing an unrecognized, recurring subscription fee from Microsoft.
Observed behavior
A monthly charge of $6.99 is billed to the user's account, which typically indicates an active Microsoft 365 Personal or Basic subscription running parallel to their lifetime license.
Before you start

Before attempting to cancel the subscription, gather your recent bank statements and identify the specific Microsoft account email address where the lifetime license was originally purchased.

Solution 1Recommended

Investigate and Cancel the Subscription via Microsoft Account

Log into your Microsoft account dashboard to check for and disable any active recurring subscriptions causing the $6.99 charge.

A lifetime Microsoft Office license is a one-time purchase and does not incur monthly fees. The $6.99 charge usually corresponds to a separate Microsoft 365 subscription. This often happens if a free trial was inadvertently started, or if another family member subscribed using your saved payment method.

1
Access Microsoft Account

Go to account.microsoft.com in your web browser and sign in with the email address linked to your purchases.

2
Navigate to Subscriptions

Click on 'Services & subscriptions' located in the top navigation menu of your account dashboard.

3
Locate Microsoft 365

Scroll through the list to find an active Microsoft 365 subscription that matches the $6.99 monthly charge, then click 'Manage'.

4
Cancel Billing

Select 'Cancel subscription' or 'Turn off recurring billing' and follow the on-screen prompts to stop future charges.

Account Privacy: Never share your credit card information, billing details, or account passwords in public community forums when asking for billing help.
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Frequently Asked Questions

Is a lifetime Microsoft Office license the same as Microsoft 365?

No. A lifetime license (such as Office 2019 or Office 2021) is a one-time purchase that never expires and does not include feature updates. Microsoft 365 is a subscription service that charges monthly or annually for continued access to the latest apps and cloud storage.

Why did I get a Microsoft 365 charge if I bought a lifetime license?

You may have accidentally signed up for a Microsoft 365 free trial that automatically renewed into a paid subscription, or purchased a new PC that included a pre-installed trial. The billing systems for one-time purchases and recurring subscriptions are handled separately.

Can I get a refund for the $6.99 Microsoft 365 charge?

You might be eligible for a prorated refund if you cancel the subscription shortly after the billing date. This can usually be processed automatically when canceling via the 'Services & subscriptions' page in your Microsoft account, or by explicitly requesting it from a live support agent.