License & Subscription Issues

Why Microsoft 365 Charged a Temporary 1,000 KRW Authorization

Adam Davis Sep 29, 2026 868 views

Question details

The user is asking about a 1,000 KRW transaction that appeared on their account prior to a Microsoft 365 subscription payment.

Why Microsoft Charged a Temporary 1,000 KRW Authorization

Product: Microsoft 365
Device & OS: not provided
Scenario: Setting up a new payment method or renewing an existing Microsoft 365 subscription.
Observed behavior: A temporary authorization charge of 1,000 KRW appears on the bank or credit card statement before the actual subscription fee is billed.

Before you start

Have your bank statement, the exact transaction date, and your Microsoft account details ready before checking the status of the charge.

Solution 1Recommended

Verify the Pending Status with Your Bank

Confirm that the transaction is merely a temporary authorization and wait for the bank to automatically release the funds.

A 1,000 KRW transaction made before a Microsoft 365 subscription payment is typically a temporary authorization used to verify that your payment method is active and valid. These funds are not actually collected by Microsoft.

Open your banking portal

Check the transaction status

Locate the 1,000 KRW charge in your recent activity and look for a 'Pending' or 'Processing' status tag.

Wait for the release

Allow your bank's normal processing period (usually 3-5 business days) to pass. The temporary authorization should automatically disappear, restoring the funds to your available balance.

Verify the Pending Status with Your Bank

Bank Processing Times Vary: The exact time it takes for a temporary authorization hold to drop off depends entirely on your financial institution's policies.

Solution 2

Contact Microsoft Billing Support

Reach out to Microsoft if the charge posts permanently or remains on your account longer than the standard processing timeframe.

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Frequently Asked Questions

How long does it take for a temporary Microsoft authorization to disappear?

Typically, temporary authorization holds are automatically released by your bank within 3 to 5 business days, depending on your specific financial institution's processing policies.

Why does Microsoft use a 1,000 KRW authorization fee?

Microsoft places a nominal authorization, such as 1,000 KRW, to verify that the credit card or payment method provided is active, valid, and capable of processing the future subscription payment.

Will I actually have to pay the 1,000 KRW charge?

No. A temporary authorization is just a hold on the funds. It usually never posts fully to your account as a completed transaction, and the money is returned to your available balance once the verification is complete.

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