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License & Subscription Issues

Why Was My Credit Card Charged for Microsoft 365 & How to Fix It

Emma BrownEmma Brown Sep 30, 2026 868 views

Question details

The user is inquiring about an unexpected or unauthorized charge of USD 79.99 from Microsoft 365 on their credit card statement.

Why Was My Credit Card Charged for Microsoft 365?
Product
Microsoft 365
Device & OS
not provided
Scenario
Reviewing credit card statements and noticing an unrecognized subscription renewal fee labeled as MICROSOFT*MICROSOFT 365 P.
Observed behavior
A credit card was charged USD 79.99 without the cardholder's explicit permission or advance notification.
Before you start

Before reaching out to support, locate your exact credit card statement details and ensure you have access to the Microsoft account email address potentially linked to this charge.

Solution 1Recommended

Contact Microsoft Support to Manage Your Subscription

Because billing details are strictly private, you must contact Microsoft Support directly to investigate the unrecognized charge, turn off auto-renewal, or request a refund.

A $79.99 charge typically represents the annual auto-renewal fee for a Microsoft 365 Personal subscription. This often happens automatically if a one-month free trial expires without being canceled.

1
Visit Microsoft Support

Go to the official Microsoft Support website in your web browser and sign in using your Microsoft account.

2
Select the product

Click on 'Microsoft 365 and Office' from the list of available products on the support homepage.

3
Navigate to subscription management

Choose 'Manage My Subscription' from the support topics, or type 'unrecognized charge' into the search bar.

4
Request a representative

Follow the on-screen prompts to request a live support chat or a callback from a Microsoft agent so they can privately review your billing details and process a potential refund.

Contact Microsoft Support to Manage Your Subscription
Preventing Future Charges: Once the issue is resolved, ask the representative to help you turn off 'Recurring billing' to prevent your card from being charged again next year.
Free Microsoft Office alternative

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Frequently Asked Questions

Can I get a refund for an accidental Microsoft 365 auto-renewal?

Yes, Microsoft often issues full refunds if you request a cancellation within 30 days of the automatic renewal charge being processed. You must contact their customer support or use the Services & subscriptions dashboard to request it.

Why did Microsoft charge me if I only signed up for a free trial?

Microsoft requires a credit card to activate the 30-day free trial. If you do not manually cancel the trial before the 30-day period ends, the system automatically converts it into a paid yearly subscription and charges your card.

How do I turn off recurring billing for Microsoft 365?

Log in to your Microsoft account online, navigate to 'Services & subscriptions', locate your active Microsoft 365 subscription, click 'Manage', and select the option to 'Turn off recurring billing'.