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License & Subscription Issues

Best Microsoft 365 Plan for Word and Excel in a Small Business

Nimra MalikNimra Malik Oct 16, 2026 871 views

Question details

The user wants to identify the most suitable Microsoft 365 subscription for a small business that specifically requires Microsoft Word and Excel desktop applications.

Best Microsoft 365 Plan for Word and Excel in a Small Business
Product
Microsoft 365
Device & OS
not provided
Scenario
Evaluating and selecting software subscriptions for small business operations.
Observed behavior
Seeking the most cost-effective and feature-appropriate plan that includes dedicated desktop versions of Word and Excel.
Before you start

Assess your small business requirements, including the number of employees, your need for professional business email, and whether you require offline desktop applications or just web-based tools.

Solution 1Recommended

Select Microsoft 365 Apps for Business

This is the most straightforward plan if your primary goal is securing the desktop versions of Word, Excel, and PowerPoint without paying for extra communication services.

Microsoft 365 Apps for business provides the latest desktop applications of Word, Excel, PowerPoint, and Outlook for both Windows and Mac.

It does not include business email hosting (Exchange) or Microsoft Teams, making it highly cost-effective if you already have alternative communication tools in place for your company.

1
Review Plan Details

Navigate to the official Microsoft 365 Business plans comparison page to review feature sets.

2
Check App Inclusions

Verify that 'Microsoft 365 Apps for business' includes the fully installed desktop versions of Word and Excel, not just the web versions.

3
Assess Storage Needs

Ensure the included 1 TB of OneDrive cloud storage per user meets your business file-sharing and backup needs.

Select Microsoft 365 Apps for Business
Plan Flexibility: You can upgrade your subscription later or mix and match plans if your business needs change and you require email hosting.
Free Microsoft Office alternative

Save on Subscription Costs with WPS Office for Small Business

If your small business strictly needs robust word processing, spreadsheets, and presentations, Microsoft 365 subscriptions can be unnecessarily expensive. WPS Office provides a lightweight, highly compatible alternative to Word and Excel that can drastically reduce your software overhead.

  1. 1. Download the Installer: Visit the official WPS Office website and download the free version suited for your operating system.
  2. 2. Install on Workstations: Run the lightweight installer on your business computers. The installation takes only a few minutes.
  3. 3. Open Existing Files: Directly open your existing Microsoft Word and Excel files. WPS Office handles document formatting natively.
Seamless compatibility with Microsoft Word (.docx) and Excel (.xlsx) formats.Free to use for essential business tasks with highly affordable premium upgrades.Lightweight software that runs smoothly on older business computers.Familiar user interface requiring zero training for employees migrating from Microsoft.
microsoft office alternative - wps office

Frequently Asked Questions

Can I buy Word and Excel without a Microsoft 365 subscription?

Yes, Microsoft offers Office Home & Business as a one-time purchase, which includes classic desktop versions of Word, Excel, and PowerPoint without ongoing subscription fees. However, this option does not include continuous feature updates or the 1 TB of cloud storage per user.

Does Microsoft 365 Business Basic include desktop versions of Word and Excel?

No, Microsoft 365 Business Basic only includes the web and mobile versions of Word, Excel, and PowerPoint. You will need internet access to use them in a browser, and they lack some of the advanced features found in the full desktop applications.

What happens to Word and Excel if I stop paying my Microsoft 365 subscription?

If your subscription expires or is canceled, the desktop applications will enter a reduced functionality mode. You will be able to view and print your documents, but you will not be able to edit them or create new ones until you renew or switch to a free alternative like WPS Office.

Can small businesses mix and match different Microsoft 365 plans?

Yes, a single business can purchase a combination of different Microsoft 365 plans to suit various employee needs. For example, field workers could use Business Basic while office staff could be assigned Apps for business or Business Standard.