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License & Subscription Issues

How to Cancel Microsoft Office Subscription Without Username or Access

Amos GikundaAmos Gikunda Oct 10, 2026 869 views

Question details

The user needs to cancel an ongoing Microsoft Office subscription to stop monthly charges but cannot access their Microsoft account or remember their username.

How to Cancel Microsoft Office Subscription Without Username or Access
Product
Microsoft Office
Device & OS
not provided
Scenario
Attempting to cancel an active subscription without account credentials.
Observed behavior
Monthly charges continue, but the subscriber cannot sign in or recover the username to manage billing.
Before you start

Before proceeding, gather any past billing statements, emails from Microsoft, or the credit card information used for the charges, as support agents will need this to identify your hidden account.

Solution 1Recommended

Request Account Recovery from Another Administrator

If your subscription is tied to a business, school, or organizational account, another Global Administrator can regain access for you.

Organizational accounts are centrally managed. If you lose your login credentials, another administrator in your organization has the authority to reset your password and restore your access so you can manage the subscription.

1
Contact an Administrator

Reach out to another user in your organization who holds Global Administrator privileges.

2
Access the Admin Center

Ask them to log into the Microsoft 365 admin center using their administrator credentials.

3
Locate Your Account

Navigate to 'Users' > 'Active users' on the left-hand menu to locate your specific account.

4
Reset Password

Have the administrator select your user profile and click 'Reset password' to provide you with updated login credentials.

5
Cancel the Subscription

Log in to your account with the new password, navigate to 'Billing' > 'Your products', select your subscription, and click 'Cancel subscription'.

Request Account Recovery from Another Administrator
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  1. 1. Download the Installer: Visit the official WPS Office website and download the free installer for your operating system.
  2. 2. Install WPS Office: Run the setup file and follow the on-screen instructions to complete the installation.
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Frequently Asked Questions

Can I stop Microsoft charges by contacting my bank?

Yes. If you absolutely cannot reach Microsoft or recover your account details, you can contact your credit card issuer or bank to report the charges and request a block or stop-payment on future billing from Microsoft.

How do I find out what Microsoft account is charging my credit card?

If you do not know the username, a Microsoft billing support agent can usually trace the hidden account using the specific credit card number and the exact charge amounts shown on your bank statement.

Will canceling my subscription delete my OneDrive files?

When a subscription is canceled, your OneDrive storage limit reverts to the free 5GB tier. If you are over this limit, your files become read-only until you free up space, but they are not immediately deleted from the servers.